In today's volatile economic landscape, keeping the books isn't enough. Neoma Capital provides bespoke CFO advisory services and virtual CFO solutions across India, empowering SMEs, startups, and mid-market enterprises.
Our CFO Services
Monthly MIS reports, board presentations and investor-ready P&L with complete analysis.
Working capital optimisation, treasury management and cash flow forecasting.
GST, TDS, ROC filings, audit coordination and regulatory compliance managed end-to-end.
Fundraising advisory, valuation support, budget planning and scenario modelling.
Why Neoma
A Virtual CFO is only worth it if it actually moves the numbers. Here is what you get with Neoma.
Senior financial leadership and controls without the ₹50L+ cost of a full-time CFO — you pay for the seniority, not the seat.
Every engagement is led by qualified chartered accountants, backed by a 200+ specialist network we tap for tax, audit and legal.
MIS, models and board decks built to the standard VCs and lenders expect — so you are never scrambling when a round or credit line comes up.
We plug into your accounting stack and team within ~48 hours of agreeing scope, then move to a predictable weekly/monthly rhythm.
A complimentary discovery call, then a fixed monthly engagement with clear deliverables — no open-ended hourly surprises.
Your numbers stay private under NDA, and our advice is conflict-free — we work for you, not a product we are trying to sell.
Case Studies
The following are anonymised, illustrative examples that reflect the type of engagements we take on and the outcomes we work towards. Real client identities and financial specifics are kept strictly confidential.
A Series-A SaaS company was burning cash with no clear visibility and only ~7 months of runway before its next raise.
We built a driver-based cash-flow forecast, renegotiated vendor terms, and re-sequenced hiring and marketing spend against real unit economics.
Runway extended by ~5 months without cutting growth, giving the founders room to raise on their terms rather than out of desperation.
A fast-growing consumer brand had strong sales but messy numbers and no investor-ready reporting for its seed round.
We cleaned up the books, built a cohort and contribution-margin model, and prepared the data room, board pack and financial narrative.
The brand walked into diligence with credible numbers and closed its seed round, with investors specifically citing the quality of financial reporting.
A profitable manufacturer was constantly cash-tight despite healthy margins, with capital stuck in inventory and receivables.
Our review restructured the working-capital cycle — tightening credit terms, right-sizing inventory and setting up a rolling treasury dashboard.
A meaningful chunk of cash was released back into operations, reducing dependence on expensive short-term borrowing.
A startup heading into a funding round discovered gaps in GST, TDS and ROC filings that threatened to derail diligence.
We ran a compliance health-check, cleared the backlog with our tax and secretarial specialists, and set up a recurring compliance calendar.
The company entered investor diligence clean, avoiding penalties and the last-minute red flags that stall or reprice rounds.
A growing services business was expanding revenue but unsure whether it was actually making money on each client.
We built per-project and per-client profitability reporting, exposed loss-making segments and reset pricing and delivery accordingly.
The firm dropped unprofitable work, repriced key accounts and moved from break-even to a healthy operating margin within two quarters.
Getting Started
30-minute call to understand your business, current challenges and growth stage.
We present a customised engagement scope with clear deliverables and pricing.
Access to your accounting systems, documents and team within 48 hours.
Regular weekly/monthly touchpoints with your dedicated CA and CFO advisor.
Quarterly reviews, goal-setting and strategic financial planning sessions.
In Their Words
Representative feedback, anonymised to protect client confidentiality.
It felt like hiring a CFO ten years more experienced than we could afford. Our board reporting went from spreadsheets to genuinely investor-grade.
They found cash we did not know was trapped in our own business. The engagement paid for itself in the first quarter.
Fast, structured and completely on top of compliance. We finally stopped worrying about deadlines and penalties.
Questions
A Virtual (or fractional) CFO gives you senior financial leadership - reporting, cash-flow management, compliance and strategy - on a part-time, outsourced basis, without the cost of a full-time hire.
Monthly MIS and board reporting, working-capital and treasury management, statutory compliance (GST, TDS, ROC, audit coordination) and financial strategy including fundraising and scenario modelling.
They are anonymised, illustrative examples that represent the type of engagements and outcomes we work towards. We keep all client identities and financial details strictly confidential.
Startups, SMEs and mid-market enterprises that need CFO-level insight and controls but are not ready for a full-time CFO.
We typically set up access to your accounting systems and team within around 48 hours after agreeing scope, then move into a regular weekly/monthly cadence.
The initial discovery call is complimentary. After scoping your needs we share a customised engagement with clear deliverables and transparent pricing.
Led by CA Harsh Agarwal and Neoma's experienced finance team, our CFO services are built for growth.