Utkarsh Micro Finance(Core Invest)
52W HIGH
Rs 215.25
52W LOW
Rs 131.25
1Y RETURN
+0.0%
About the Company
Utkarsh CoreInvest Limited (formerly Utkarsh Micro Finance) is the promoter holding company of Utkarsh Small Finance Bank. It originated as a microfinance institution focused on financial inclusion in underserved regions and transitioned to a core investment company structure as the bank commenced operations. The group emphasizes responsible lending, governance, risk management and social impact through credit, savings and allied services delivered via the bank’s branch network.
Quick Facts
As of 7 Jul 2026
Quantity
Minimum investment Rs 1,00,000 (762 shares).
Settled in T+1 days. KYC verified dealers.
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FUNDAMENTALS
Key Indicators
A snapshot of Utkarsh Micro Finance(Core Invest)'s valuation multiples and capital efficiency at a glance.
CURRENT SHARE PRICE
Rs 131.25
FACE VALUE / SHARE
Rs 10
BOOK VALUE / SHARE
Rs 253.42
PRICE TO EARNING (PE)
N/A
PRICE / BOOK
0.49
MARKET CAP
1.30K Cr
DEBT TO EQUITY
0.74
RETURN ON EQUITY
-16.82%
52 WEEK HIGH
Rs 215.25
52 WEEK LOW
Rs 131.25
FINANCIALS
Fundamentals & Financial Statements
Price / Share
₹125
P/B Ratio
0.49
Debt to Equity
0.74
Book Value
₹253.42
Face Value
₹10
| Particulars | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Interest Earned | 1,961 | 2,723 | 3,093 | 3,845 |
| Other Income | 134 | 215 | 291 | 310 |
| Interest Expended | 799 | 1,025 | 1,298 | 1,714 |
| Operating Expenses | 760 | 956 | 1,205 | 1,627 |
| Provisions and contingencies | 454 | 226 | 378 | 1,370 |
| Profit After Tax | 62 | 554 | 330 | -422 |
| EPS | ₹6.31 | ₹56.3 | ₹33.43 | ₹-42.5 |
| Gross NPA | 6.1 | 3.23 | 2.51 | 9.4 |
| Net NPA | 2.31 | 0.39 | 0.03 | 4.84 |
PROCESS
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Shares credited to your demat, typically within T+1 days.
OWNERSHIP
Shareholding Pattern
Indicative ownership structure. Exact filed breakup confirmed at dealing.
CORPORATE CALENDAR
Events & Announcements
Typical annual calendar. Exact dates updated as the company announces them.
LEADERSHIP
Management Team
Standard governance structure. Named directors added as verified. Tap any role to see what they do and why it matters for investors.
REPORTS
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Utkarsh Micro Finance(Core Invest) Financial Report
Fundamentals, financial statements and key ratios in one PDF
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QUESTIONS
Frequently Asked Questions
NEWS & INSIGHTS
Latest on Utkarsh Micro Finance(Core Invest) & its sector
CORPORATE
Company Details
ISIN
INE396P01012
CIN
U65191UP1990PLC045609
PAN
AAECS9298K
REGISTRAR (RTA)
NSDL Database Management
DEPOSITORY
NSDL & CDSL
OUTSTANDING SHARES
9,93,71,965
REGISTERED OFFICE
S-52/2 & S-52/3, JOPLING ROAD, HAZRATGANJ, LUCKNOW UP IN 226001, India
SECTOR
Financials
INDUSTRY
Core Investment / Microfinance
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Disclaimer: Prices shown are indicative and for reference purposes only. Unlisted shares carry higher risk than listed equities. Past performance is not indicative of future results. Financial statements, where shown, are compiled from company filings (MCA / RTA) and may be restated in subsequent filings. Neoma Capital does not provide investment advice. Please consult a qualified financial advisor. Transactions subject to KYC verification and SEBI regulations.