Home/Unlisted Shares/SMILE Microfinance

SMILE Microfinance

Industry MicrofinanceSector FinancialsISIN INE786V01012

52W HIGH

Rs 90.2

52W LOW

Rs 90.2

1Y RETURN

+0.0%

About the Company

SMILE Microfinance Limited is a non-banking finance company–microfinance institution providing income-generating loans to women borrowers in underserved communities. Originating from a development initiative in Tamil Nadu, SMILE operates through the Joint Liability Group model with standardized underwriting and field processes. The company emphasizes customer protection, transparency and financial literacy while expanding access to formal finance. It collaborates with lenders and agencies to maintain governance and portfolio quality as it scales.

Quick Facts

SectorFinancials
IndustryMicrofinance
ISININE786V01012
Face ValueRs 10
Lot Size1,000 shares
IPO StatusUnlisted
52W RangeRs 90.2 to Rs 90.2
Indicative PriceAvailable
Rs 90.2

As of 7 Jul 2026

Quantity

Minimum investment Rs 1,00,000 (1,109 shares).

Estimated TotalRs 1,00,032
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FUNDAMENTALS

Key Indicators

A snapshot of SMILE Microfinance's valuation multiples and capital efficiency at a glance.

CURRENT SHARE PRICE

Rs 90.2

FACE VALUE / SHARE

Rs 10

BOOK VALUE / SHARE

N/A

PRICE TO EARNING (PE)

N/A

PRICE / BOOK

N/A

MARKET CAP

156.4 Cr

DEBT TO EQUITY

N/A

RETURN ON EQUITY

N/A

52 WEEK HIGH

Rs 90.2

52 WEEK LOW

Rs 90.2

FINANCIALS

Financial Statements

Audited Income Statement, Balance Sheet and Cash Flow data for SMILE Microfinance are being compiled from verified filings (MCA / RTA) and will be published here shortly. We do not display estimated financials.

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PROCESS

How to Buy SMILE Microfinance

01

Enquire

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02

Get a quote

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03

Complete KYC

Quick paperwork with a KYC-verified counterparty.

04

Receive shares

Shares credited to your demat, typically within T+1 days.

OWNERSHIP

Shareholding Pattern

Promoters & Promoter Group55%
Institutional Investors (FII / DII)18%
Public & HNIs20%
Others / ESOP7%

Indicative ownership structure. Exact filed breakup confirmed at dealing.

BENCHMARK

Peer Comparison

CompanyPriceP/EP/BROEMkt Cap
SMILE MicrofinanceRs 90.2N/AN/AN/A156.4 Cr
Fusion Techstack Limited (ICEX)Rs 2.86130.001.861.58%152.58 Cr
ICL Fincorp LimitedRs 27.540.980.992.57%192.01 Cr
Maxvalue Credits and InvestmentsRs 6.0550.001.673.6%199.36 Cr
NCL HoldingsRs 113.43.670.6318.94%65.6 Cr

Peers are live Financials companies from our catalogue - each figure is that company’s own.

CORPORATE CALENDAR

Events & Announcements

Apr – MayQ4 & full-year (FY) audited results
May – JulDIVIDENDFinal dividend consideration & record date
Jul – SepAnnual General Meeting
Jul – AugQ1 (Jun quarter) results
Oct – NovQ2 & half-year results
Jan – FebQ3 (Dec quarter) results
As announcedBonus / split / rights, if any

Typical annual calendar. Exact dates updated as the company announces them.

LEADERSHIP

Management Team

Standard governance structure. Named directors added as verified. Tap any role to see what they do and why it matters for investors.

REPORTS

Download Financial Results

SMILE Microfinance Financial Report

Fundamentals, financial statements and key ratios in one PDF

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QUESTIONS

Frequently Asked Questions

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CORPORATE

Company Details

#

ISIN

INE786V01012

C

CIN

U67190TN1995PLC030604

P

PAN

AAFCS5614J

R

REGISTRAR (RTA)

Cameo Corporate Services

O

OUTSTANDING SHARES

1,73,39,639

A

REGISTERED OFFICE

6A, 6th Floor, Gee Gee Crystal, #91, Dr. Radhakrishnan Salai, Mylapore, Chennai, Tamil Nadu 600004, India

S

SECTOR

Financials

I

INDUSTRY

Microfinance

READY TO INVEST?

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Disclaimer: Prices shown are indicative and for reference purposes only. Unlisted shares carry higher risk than listed equities. Past performance is not indicative of future results. Financial statements, where shown, are compiled from company filings (MCA / RTA) and may be restated in subsequent filings. Neoma Capital does not provide investment advice. Please consult a qualified financial advisor. Transactions subject to KYC verification and SEBI regulations.

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